Will EU student visa status change following Brexit?

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No immediate change’ to EU student visa policy after Brexit

Universities Minister, Jo Johnson has made a statement about the status of international students in the UK from the EU following Brexit.

Malta is already, Brexit or NO Brexit, a great alternative for English Courses and Higher Education and MBA courses as well, and without any Visa for the EU student

Moreover for a EU students, the advantages, in case of Brexit, will enlarge significantly on Visa, fees and funding size

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Students from the EU currently studying at UK universities, enrolled on, or about to start, courses in the coming year will see no changes to their funding status, says Jo Johnson, universities minister and brother of Leave campaign leader Boris Johnson.

In the lead up to the referendum, UK universities questioned of the impact that leaving the EU would have on higher education in Britain and shared their particular concern over changes to immigration laws, the implications of changes to EU university grants and the UK’s membership of the Erasmus student mobility programme.

How will Brexit affect higher education and research?

“We understand that there will be questions about how the referendum result affects higher education and research,” said Mr Johnson in a statement this week following Britain’s majority vote to leave the European Union.

“Many of these questions will need to be considered as part of wider discussion about the UK’s future relationship with the EU, but where we can provide further information, we will do so. The UK remains a member of the EU, and we continue to meet our obligations and receive relevant funding.”

Will EU students continue to receive funding in the UK?

As members of the European Union, the UK is obliged to offer the same financial support to EU students studying in the UK as is offered to UK nationals. Mr Johnson confirmed in his statement that EU students, who are eligible under current rules to receive loans and grants from the Student Loans Company, will continue to do so for courses they are currently enrolled on or about to start this coming year.

The Student Loans Company, which administers student loans for UK and qualifying EU students sets out the eligibility criteria in detail.

Mr Johnson went on to explain that the future of student funding arrangements with the EU will be determined as part of the UK’s discussions on its membership.

Will EU student visa status change following Brexit?

Jo Johnson reassured EU students this week that there would be “no immediate change” to the circumstances of either British citizens studying in the EU, or European citizens studying in Britain.

“For students, visitors, businesses and entrepreneurs who are already in the UK or who wish to come here, there will be no immediate change to our visa policies,” Mr Johnson confirmed.

How will the Erasmus programme be affected post-Brexit?

It is still not clear what will happen in the long-term to the Erasmus programme, which offers academic exchange opportunities for students from within the European Union. More than 15,000 students from the UK participated in the programme in 2013-14 demonstrating the global outlook of many of the UK’s domestic students.

“The referendum result does not affect students studying in the EU, beneficiaries of Erasmus+ or those considering applying in 2017,” said Mr Johnson. The UK’s future access to the Erasmus+ programme will be determined as a part of wider discussions with the EU, according to Mr Johnson’s statement.

“More broadly, existing UK students studying in the EU, and those looking to start in the next academic year will continue to be subject to current arrangements,” he said.

“There are obviously big discussions to be had with our European partners, and I look forward to working with the sector to ensure its voice is fully represented and that it continues to go from strength to strength.”

Russell Group highlights value of EU higher education funding

However, Dr Wendy Piatt, Director General of the Russell Group, has not been so optimistic.

“Leaving the European Union creates significant uncertainty for our leading universities,” she said in a statement following the announcement of the referendum result.

However taking a more conciliatory tone, Dr Piatt vowed to work together with the government to secure the best results for students and higher education institutions within the group.

“Throughout the campaign both sides acknowledged the value of EU funding to our universities,” she said, “and we will be seeking assurances from the government that this will be replaced and sustained long term.”

“The UK has not yet left the EU so it is important that our staff and students from other member countries understand that there will be no immediate impact on their status at our universities.”

Dr Piatt believes that the free movement of talent and research networks across the EU have played a crucial role in the success of Russell Group universities and explains that she will be working closely with the government to secure the best deal as negotiations move forward.





Pensions, Pensioners, Brexit and pensions’ passporting throughout Europe

Pensions, Pensioners, Brexit and pensions’ portability throughout Europe




From expatforum

British expats living in European Union countries, especially popular ones such as France and Spain, are still trying to come to terms with how Brexit will affect their finances and living plans.

One big area of concern are pensions and Brexit could be a trigger for more people to move their British pensions out of the UK, according to finance experts.

The issue revolves around whether or not the UK tax authority, HMRC, will continue to recognise Qualifying Recognised Overseas Pension Scheme, or QROPS, which have been popular for expats worried about currency fluctuations.

Brexit will be a trigger for even more people to move their British pensions out of the UK, according to Nigel Green, chief executive of independent financial advisory firm, deVere Group.

‘As the reality of what a Leave result in the EU referendum means for personal finances sinks in, people will now be reassessing their retirement planning strategy. We can fully expect demand for HMRC-recognised overseas pension transfers to be further boosted thanks to the UK’s decision to leave the European Union,’ he said.

‘Due to the huge amount of uncertainty that’s created, more and more people who are eligible to do so, that’s to say expats and those who are considering retiring outside Britain, will be seeking to safeguard their retirement funds by transferring them into a secure, regulated, English speaking jurisdiction outside the UK,’ he added.

The main concern for finances has been the significant fall in the pound following the referendum decision. For those living in the EU and in receipt of a UK pension, a plummeting pound has serious consequences as the cost of living becomes more expensive.

An established way to help mitigate these problems of currency fluctuations, which can seriously erode retirement income, is to transfer a UK pension into a QROPS. However, there have been some questions raised over the legalities of QROPS due to the Brexit decision.

‘QROPS started under EU law, but now there are separate agreements in place between the UK and individual jurisdictions, such as Malta, regarding pensions transfers. This means that when the UK leaves the EU, these agreements will remain intact.

Therefore, the pension funds established in these jurisdictions will still meet the criteria to be recognised as Overseas Pensions Schemes under UK legislation,’ Green pointed out.

‘Considering the wider post-Brexit vote scenario we are facing, we can assume that the wider international financial advisory sector is about to enter a phase of enormous activity and growth,’ he added.

Pensioners are the biggest group of British expats in Europe, and they can use the years they have worked in one member state to qualify for pensions in another. For example, in Germany EU citizens can count years worked elsewhere to meet the minimum requirements for a pension.

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UK’s woes, Malta’s deligh?

UK’s woes, Malta’s deligh?

Prime Minister Joseph Muscat has stated Malta could become the UK’s gateway to Europe and vice versa, and seize the bountiful opportunities that a Brexit could create for Malta


Corporate & Assets Governance, World Class, MALTA, Worldwide

MALTAway is a web portal driven by an holistic vision to offer integrated services such as Corporate Services, Tax & Legal, Management Consulting, Governance, Investment, Business Advisory,  Relocation, in favor of the Corporations, Business, Finance, HNWIs;

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The UK’s exit from the European Union could prove to be extremely beneficial for Malta, while Brexit risks costing the City of London billions of pounds, thousands of workers and its spot as the world’s top financial centre.

This possible lost status hinges on one simple process that Malta could take over from the UK: passporting.

Passporting allows British-based financial institutions such as banks, fund managers and insurers to seamlessly sell their services across the 28 EU nations without having to get regulator approval or set up subsidiaries in each member state.

And in the immediate wake of the “leave” vote, the governor of France’s Central Bank fuelled the fears for London’s lost financial hub status.

François Villeroy de Galhau said that keeping the so-called “passport” would not be possible if the UK left the single market of trade in goods and services.

Passporting has proven extremely popular in the UK, where banks use it to expand their customer base in the union, while EU firms use it to tap into the international financial markets via London, as a global financial hub.

Non-UK and non-EU banks use passporting as a financial springboard to do business with the entire EU, with the benefit of only having to set up a base in one place.

Swiss and US banks, for example, use London for easy access to the European single market.

And given passporting is of vital importance, then it will mean a shake-up for the sector, and one would expect non-UK firms currently based there to relocate some or all of their operations to within the single market.

Enter Malta.

Following the Brexit vote, many – including prime minister Joseph Muscat – have indicated that Malta could serve as the UK’s gateway into the EU once the country left the union.

Joe Zammit Tabona, former Maltese high commissioner to the UK, told MaltaToday that Malta should set itself up as a base where UK companies would have a foothold into the EU, providing passporting services for those companies currently headquartered in the UK and offering services in other EU countries.

Malta should seize the opportunities that the UK’s exit from the EU could create, especially within the financial services sector, but also in other sectors like manufacturing,” he said.

Zammit Tabona said it would be best for everyone involved if the UK’s exit strategy was made clear as soon as possible, to limit speculation and let companies plan future strategy.

The top 14 global investment banks operating in the UK at the moment employ between them alone more than 60,000 people.

Attracting those companies to Malta would fall under the remit of Malta Enterprise and FinanceMalta, a non-profit public-private initiative set up to promote Malta’s international business and financial centre within and outside Malta.

A spokesperson for Malta Enterprise told MaltaToday that it was guided by the government on its position on Brexit and its possible effects on those economic activities for which Malta Enterprise is responsible.

As to whether any additional incentives could be introduced to attract those companies, banks and firms that could be considering leaving the UK following the Brexit vote, Malta Enterprise said it continuously monitored what other countries were offering in terms of incentives to attract Foreign Direct Investment.

“Of course, when we devise such incentives, we comply strictly with EU State Aid regulations,” the spokesperson said.

John Huber of advisory firm John Huber & Associates, and a member on the board of governors of FinanceMalta, said that potential opportunities for Malta could develop once the UK negotiating position became clear, but insisted it was way too early for tangible forecasts.

He acknowledged that Malta could be a very attractive option for companies which would potentially choose to leave the UK once the country officially left the EU.

“Our language and legislation could prove very attractive for such companies seeking to relocate outside the UK,” he said. “And having our tax system mostly based on the UK’s is an added bonus.”

Huber also expressed concern at one possible major negative effect Brexit could have on Malta.

“Once the UK leaves the EU, Malta will have lost its strongest ally within the bloc,” he said. “I wonder how that will affect Malta?”

My hope is that Malta realises itself as an attractive stepping stone for passporting services for UK-based companies who will need access to the EU, as we currently serve for Middle East and African companies,” he said.

Huber has served as an adviser to the Maltese government and as a technical reference point in the drafting of the Malta Retirement Programme, the Global Residence Programme and The Residence Programme.

He is also a member on the board of governors at FinanceMalta. But any decision – in the City of London and in Malta – will have to wait until the UK exit strategy becomes apparent in its negotiation with the EU.

And meanwhile, some argue that the Brexit fears are overblown.

“Leave” campaigners say that quitting the union would free London from the EU’s regulatory restraints and allow the financial services industry to become more competitive.

By leaving the union, the UK could, for example, revert the cap on banking bonuses that was introduced after the financial crisis against Britain’s will.

Removing that cap and letting bonuses run high again could provide a lift to financial activity in London, offsetting some of the negative impacts.


Malta, Europe, Brexit, relocation considerations

‘Brexit could positively impact Malta’s financial services industry’ … and much more

PN leader questions whether rights of Maltese living in UK will be diminished as a result of summit deal, suggests government should apply same treatment to British immigrants in Malta

MALTAway is your way to relocate yourself, your business,your wealth in Malta

A British exit from the EU could have positive ripple effects on Malta’s financial services industry, Prime Minister Joseph Muscat said.

While reiterating his support for Britain to remain an EU member state, Muscat said in a ministerial statement that Malta can benefit in that financial services companies based in the City of London might be tempted to relocate to an EU member state.


“This could be an opportunity for other jurisdictions,” he said. “On the other hand, the City of London can adopt different standards that will render it more attractive than European jurisdictions.”

In response to questions by PN leader Simon Busuttil, Muscat said that the government has commissioned several studies on the potential impacts – both negative and positive – of a Brexit on Malta.

Muscat said that the government is in favour of the UK remaining an EU member state for both economic and political reasons, arguing that it is currently the major counter-balance to Germany and France’s push towards a federal Europe.

“The EU requires the UK and vice-versa,” he said, while reiterating that the deal agreed at last week’s summit is not specific to the UK, but applicable to other EU countries who might find themselves in similar situations in the future.

Simon Busuttil had questioned whether the government had commissioned a study on the summit deal and a potential Brexit on the thousands of Maltese citizens currently living in the United Kingdom.

“If the British negotiated a deal at the summit that in some way diminishes social benefits rights for EU citizens working in the UK and the children, does this mean that the rights of the thousands of Maltese living in the UK will be in any way diminished?

“If the rights of the thousands of Maltese living in the UK were in any way diminished, then I’d expect the Maltese government to apply the same treatment for thousands of British living in Malta,” he added.

Muscat responded that the only benefits impacted at the summit will be in-work benefits and child benefits, and insisted that it will not in any way be related to pensions or other contributory benefits.

He added that a bilateral agreement on social security and health between Malta and the UK has been in place since 1986, and will still apply in the case of a Brexit.

FTSE 100, UK economy, a new way for indexation

Why we should ditch the FTSE 100

Britain’s benchmark index tells us little about the state of the UK economy

For a new year’s resolution, the media, the markets and the stock exchange should ditch the FTSE and find another index instead.

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The economy grew at one of the fastest rates in the developed world. Employment hit record levels. Inflation dropped to 50-year lows. And a pro-business centre-right government was elected with a clear majority for the first time in over two decades.

After so much went right for the UK economy this year, anyone checking their year-end portfolio might expect the FTSE to be comfortably ahead for the last twelve months.

But hold on. With just a few trading days left, the FTSE is likely to end slightly down for the year. Despite a steady recovery in the economy, that will make it three years in a row that the benchmark British index has been essentially flat.

“The FTSE itself only dates back to 1984. We would hardly be losing a long tradition by replacing it”

To some degree that might be telling us that the economy is not quite as strong as it might look on the surface. But, more significantly, it is telling us that the FTSE has become completely unfit for purpose. It no longer reflects what is happening in the British economy.

After all, France’s CAC-40 is comfortably ahead for the year. So is Germany’s DAX, even though neither economy has done as well. As 2016 opens, it is time we retired the index – and came up with something that worked better.

It is hard to argue that the British economy hasn’t had a decent year. You can always pick holes in the performance of any mature nation, and ours is no different.

The yawning trade deficit is worrying, and productivity is stagnant. Even so, the overall performance is very strong. Growth is expected to come in at 2.3pc for the year, after an expansion of 0.5pc in the third quarter. The employment rate has surged to 73.9pc, the highest figure since records began in 1971. Wages are starting to grow again. Price rises are so subdued that the Bank of England is more worried about how to get inflation up rather than down.

You might imagine that would translate into stronger equity markets. After all, if companies can’t make money in that environment, when can they? The trouble is, it hasn’t happened. The FTSE-100 index opened the year at 6,366. It is closing it at around 6,100. Basically it hasn’t moved. That is hardly the first time that has happened.

Re-wind to 2014, and the UK also had a fairly decent year, with the economy recovering. The FTSE, meanwhile, drifted from 6,700 to 6,300. How about 2013? It was slightly better, with the index nothing up gains of close on 10pc, nearly all of which it has since given up. But if you take the last three years as a whole, the index is has been as flat as a pancake.

That is telling us something significant – that the FTSE is not in the least representative of the British economy.

Where has the growth come from in the last three years? It has come from the start-up boom, with more than half a million new businesses being created every year. It has come from a rapidly developing technology sector, and booming professional services, such as consultancy, engineering design and law. And it has come from the rapid growth of self-employment, especially at the top end of the labour market. None of that, however, is reflected in the FTSE.

“Growth is coming from small and medium-sized companies”

Instead, the index is dominated by the sectors you least want to be in right now. The oil and commodity giants such as BP, Rio Tinto and Glencore make up a huge chunk of the index. But the collapse in oil and other raw material prices means those companies have all performed horribly. The banks which make up another big chunk of the index are under pressure from zero interest rates, and assailed by new web-based competitors. High Street retailing is in deep structural decline. True, there are regular re-shuffles. But the new companies are only rarely much better – of the latest additions only the financial technology company WorldPay is at all exciting.

If you look away from the FTSE, you will find that smaller companies are doing much better, and their indexes reflect that.

Take the FTSE-250. It has had another good year in 2015, rising from 16,000 in January to slightly over 17,000 now. If you measure it over the last three years, the performance is even better. It was at 12,600 at the start of 2013, so it has risen by more than 30pc since then. Or take the AIM 100 index, which measures the performance of best small companies that are not yet on the main market. It has risen from slightly over 3,000 at the start of the year, to 3,400 now, a gain of more than 10pc this year. Both are far more representative of how the British economy is doing. Why? Because the growth is coming from small and medium-sized companies.

Other countries don’t have this problem. The Dow is fairly representative of the American economy, and will be even more so if, as many expect, Amazon and Alphabet – as Google now calls itself – are added to the index. The German DAX, with companies such as BMW, Siemens and ThysenKrupp is a pretty good reflection of that country’s mighty manufacturers and exporters. Likewise, France’s CAC-40 reflects an aging but still strong base of luxury good manufacturers and engineering companies. Take a look at any of them, and you get a pretty good idea of how the economy is doing.

That is not true of the FTSE . That matters. The performance of the main index dominates the news. It is what you hear quoted on the TV or radio every day. It is the benchmark for investment, and the standard against which portfolios are measured. The risk is that its dire performance creates a mis-leading impression, deters global investors from the UK, and puts people off saving and investing.

It doesn’t have to be like that. It would be perfectly possible to create a new index that reflected the broad make-up of the British economy, with an emphasis on smaller companies, technology, media, and services, which are our real strengths.

After all, the FTSE itself only dates back to 1984. We would hardly be losing a long tradition by replacing it.

For a new year’s resolution, the media, the markets and the stock exchange should ditch the FTSE and find another index instead.


MALTA con Ryanair sempre più in mezzo all’Europa, con minor tempo e spesa e 9 nuove rotte

MALTA con Ryanair sempre più in mezzo all’Europa, con minor tempo e spesa e 9 nuove rotte

MALTA and Ryanair, the Europe’s center is in the middle of the Mediterranean sea

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Ryanair to operate nine new routes to and from Malta and Increasing frequency on three routes

Ryanair will be operating nine new routes to and from Malta next summer, bringing its total of destinations from the island to 36 – two more than Air Malta.

The airline said this was being done through an investment of $100 million.

The new routes are Baden, Berlin Cologne and Dusseldorf in Germany, Gdansk and Poznan in Poland, Manchester in the UK, Rome in Italy and Budapest in Hungary.

The airline is also increasing the frequency of its flights to Birmingham to thrice weekly, Edinburgh to five weekly and London to daily.

This, it said, would lead to the creation of 150 new jobs in Malta.

Ryanair would have an additional aircraft based here, bringing the total to three.

The airline said it would soon be launching a new ‘hold your fare’ option which would enable one to save a fare found for a period of time against a small charge.

It also said it was redesigning the interior of its aircraft to a more subtle white and blue as from January.


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MALTA airport: superati i 547000 passegeri a Luglio, +7,1% rispetto a Luglio 2014

MALTA airport: superati i 547000 passegeri a Luglio, +7,1% rispetto a Luglio 2014

Il record di crescita arriva dal mercato Italiano con + 11.6% in particolare con una crescita del traffico da Linate e Catania.

UK rimangono il principale mercato di riferimento per Malta con un incremento del + 4.3%, mentre il mercato Tedesco ha fatto registrare un incremento del 4.7%

Prenota il tuo volo e poi chiedi a Maltaway viaggi un consiglio gratis e una prenotazione per avere il tuo Hotel a prezzi web o un corso di Inglese nelle migliori scuole

E se visiti Malta non perderti la guida, vale molto di più dei pochi euro richiesti per l’acquisto e se vuoi sapere il nome del ristorante dove pasteggiano le 3 ragazze in foto….sapete dove trovarci, Malta è molto vicina